FNS40815 Certificate IV in Finance and Mortgage Broking

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Course Overview

The Certificate IV in Finance and Mortgage Broking (FNS40815) is a practical qualification that focuses on real job-skills in each of the 12 units completed by students. Early in the course students learn how to process credit applications and prepare loan applications on behalf of clients. Students graduate with a broad knowledge of the legislation and professional work practices governing the Financial Services industry.

The Certificate IV in Finance and Mortgage Broking (FNS40815) is a nationally recognised training qualification and part of the official Financial Services Training Package.

Accreditation

Nationally recognised training

Average duration

6 months

Suitable For

This course is ideal for people who have the following knowledge, skills or abilities:

Critical Thinking

Evaluating the benefits and costs of different solutions for a problem.

Customer and Personal Service

Such as understanding customer needs, providing good quality service, and measuring customer satisfaction.

Economics and Accounting

Economics and accounting, the financial markets, banking and checking and reporting of financial data.

Mathematics

Arithmetic, algebra, geometry, calculus, or statistics.

Outcomes

This course can help you get a job as:

Job TitleAvg Salary
Credit Officer$1,150 weekly pay
Financial Advisor$1,340 weekly pay
Financial Planner$1,340 weekly pay
Insurance Broker$1,350 weekly pay
Insurance Consultant$1,250 weekly pay
Lending Officer$1,250 weekly pay
Mortgage Broker$1,340 weekly pay
Small Business Financial Advisor$1,350 weekly pay

This course can help you progress to:

Job TitleAvg Salary
Bank Manager$2,400 weekly pay
Fund Manager$1,550 weekly pay
Investment Advisor$1,400 weekly pay
Financial Analyst$1,450 weekly pay

Please note that weekly pay figures are estimates only of what you could possibly earn.

Subjects

You will be required to complete a number of units of competencey for this qualifiation. Example units have been provided below but may vary for each provider.

BSBITU306
Design and produce business documents

This unit describes the skills and knowledge required to design and produce various business documents and publications. It includes selecting and using a range of functions on a variety of computer applications. It applies to individuals who possess fundamental skills in computer operations and keyboarding. They may exercise discretion and judgement using appropriate theoretical knowledge of document design and production to provide technical advice and support to a team.

FNSCRD301
Process applications for credit

This unit describes the skills and knowledge required to apply product knowledge and advisory skills to identify, confirm and process applications for credit prior to assessment in accordance with organisational and legislative requirements. It applies to individuals who occupy entry level positions and work cooperatively in a team environment under the supervision of managers or team leaders.

FNSFMB401
Prepare loan application on behalf of finance or mortgage broking clients

This unit describes the skills and knowledge required to prepare a client loan application to a relevant lender, and present and process the loan using appropriate channels. Assistance with loan settlement may also apply. It applies to individuals who use analytical and organisational skills to complete administrative requirements and use interpersonal skills to work effectively with a range of clients and personnel.

FNSFMB402
Identify client needs for broking services

This unit describes the skills and knowledge required to determine clients’ finance broking requirements and explain capabilities, legal and compliance related issues so clients are aware of their rights. It applies to individuals who are skilled at building relationships and who use specialised knowledge and analytical skills to provide advice and a range of services for clients.

FNSFMB403
Present broking options to client

This unit describes the skills and knowledge required to collect information, conduct relevant research and develop and present broking options to clients. It applies to individuals who use analytical skills and effective communication and negotiation skills to clearly present financial information to a range of individuals with varying needs.

Enquire now for a full list of subjects

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Government Funding

The Australian government provides funding to help students who are completing the FNS40815 Certificate IV in Finance and Mortgage Broking. The type of funding you receive depends on the state that you live in. There are eligibility requirements for each type of funding.

Enquire with a course provider to check your eligibility.

Benefits of Nationally Recognised Training

This is a nationally recognised course delivered by Registered Training Organisations (RTOs). RTOs are strictly regulated by the Australian Skills Quality Authority (ASQA). This guarantees you will be studying a quality-assured and nationally recognised qualification.

Recognition of Prior Learning
RTOs are also able to offer Recognition of Prior Learning for work experience or formal qualifications you may have undertaken to shorten the time you have to study. Ask a course provider for more details during the enrolment process.

Payment Options

Course providers may offer flexible payment options for those who do not wish (or are unable) to pay their tuition fees outright. There is usually a discount for those who pay their tuition fees upfront.

Enquire with a course provider to find out more.

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We'll match the best course provider based on your location and personal circumstances. Confirm your answers by clicking below.

These course providers offer the FNS40815 Certificate IV in Finance and Mortgage Broking:

Monarch Institute
Online
Fusion Business College
Online
Australian Global College
On Campus