Australian Institute of Credit Management

FNS40122

Certificate IV In Credit Management

Nationally Recognised Vocational Education and Training (VET)

The FNS40122 Certificate IV in Credit Management is specifically designed to address the skill and knowledge development needs of credit professionals who hold or are intending to seek a middle level position within the broad role of credit management.

This qualification is suitable for those people who are or intend to seek a position of team leader or divisional or regional credit manager. The qualification will equip the learner with key core competencies together with the ability to choose elective units of competence that are relevant to their career.

Delivery mode

Australian Institute of Credit Management offers this course through the following delivery modes:

Online

Set your own study schedule and balance study with your other commitments.

Entry requirements

Domestic Students

  • There are no mandated entry requirements.
Additional requirements may apply.

Course fees

Estimated Fee* $4,250 $0 Fees are based on full-time study.
For more information about this course and payment options, please enquire with Australian Institute of Credit Management.
Study mode Online
Duration 1 Year
Estimated fee* $4,250 $0

Career opportunities

The Certificate IV In Credit Management will prepare you for the following roles.

Credit Officer

A Credit Officer processes applications for credit from potential borrowers. You might work for a bank, other financial institution or for a lendin...

Avg yearly income $69,992
Entry barriers Low

Lending Officer

A Lending Officer processes applications from customers wishing to borrow money. You’ll analyse the information in their application to determine i...

Avg yearly income $79,976
Entry barriers Low

Credit Specialist

A Credit Specialist works in the loan application department of a bank or financial institution or for a credit brokerage company. You’ll assess lo...

Avg yearly income $89,960
Entry barriers Low

Loan Administrator

A Loan Administrator performs a range of administrative tasks in the credit department of a bank, financial institution or brokerage company. You m...

Avg yearly income $65,000
Entry barriers Low

Credit Controller

A Credit Controller coordinates the processing of loan applications for prospective borrowers. You might work for a bank, a building society or for...

Avg yearly income $78,000
Entry barriers Low

Collections Officer

A Collections Officer liaises with customers to collect payment for overdue accounts. You might work for a financial institution, a utilities compa...

Avg yearly income $70,148
Entry barriers Low

Accounts Receivable Officer

An Accounts Receivable Officer makes sure a business or organisation receives payments for products or services they have provided. You’ll be part...

Avg yearly income $74,880
Entry barriers Low

About Australian Institute of Credit Management

As the only credit-industry-specific Registered Training Organisation in Australia, the Australian Institute of Credit Management (AICM) offers prospective students an unparalleled gateway into a vital and stable professional sector. By enrolling in AICM’s nationally recognized, qualification-based programs—ranging from Certificate III to Diploma levels—you gain more than just a credential; you join a prestigious community of over 2,500 professionals representing 34 of the ASX 100 companies. Whether you are a newcomer looking to launch a career or an experienced professional seeking to advance into managerial roles, the AICM provides the specialized skills in risk mitigation, cash flow management, and credit law required to become a trusted custodian of business growth. Choosing AICM means aligning yourself with the "gold standard" of the industry, ensuring your expertise is backed by nearly a century of authority and a commitment to professional excellence that top-tier employers actively seek.
Operating since 1967
Legal name Australian Institute of Credit Management
RTO code 6263