This role has a high level of AI exposure. While some human skills are required, many tasks could be automated or replaced by new technology.
Explore all careersA Credit Specialist evaluates loan applications, conducts risk assessments, and prepares documentation while providing excellent customer service.
Get qualified to work as a Credit Specialist with a course recognised across Australia. Speak to a training provider to learn more.
In Australia, a full time Credit Specialist generally earns $1,730 per week ($89,960 annual salary) before tax. This is a median figure for full-time employees and should be considered a guide only. As you gain more experience you can expect a potentially higher salary than people who are new to the industry.
This industry is expected to experience moderate growth in employment numbers in coming years. There are currently 45,700 people working in this field in Australia and many of them work as a Credit Specialist. Credit Specialists may find work across all regions of Australia, particularly larger towns and cities.
Source: Australian Government Labour Market Insights
If you’re interested in a career as a Credit Specialist, consider enrolling in a Certificate IV in Credit Management. This course will prepare you for work in a bank, loan company or brokerage firm. You’ll learn to assess credit applications, manage overdue customer accounts and recover bad or doubtful debts.
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If you are seeking to advance your career in finance, the Credit Specialist courses in Rockingham provide an invaluable opportunity to enhance your skills and qualifications. Rockingham, a vibrant coastal city located south of Perth, offers a dynamic environment for aspiring credit specialists. With just one esteemed course available in the area, the Certificate IV in Credit Management FNS40122 is designed for experienced learners looking to deepen their knowledge and expertise in credit management. This vocational education and training (VET) course is essential for those aiming to excel in roles within the finance sector.
Individuals interested in exploring various career pathways will find the Finance courses category particularly beneficial. Credit specialists play a crucial role in the financial landscape, and the skills developed in the Certificate IV in Credit Management are highly regarded in sectors such as banking and credit services. For those wanting to delve further, the Banking and Credit Services section highlights a range of courses that will further support your professional journey in Rockingham.